The Upside Banking account is more than a checking account, it's a certified account offering approved by the Cities for Financial Empowerment in partnership with the American Bankers Association. Certified accounts are offered by banks across the country to support the individual needs of people who have not had access to financial services in the past. In addition to the noted benefits, Bank of Ann Arbor will provide financial literacy education on a personalized basis.
- Open an account with $25
- $5 monthly flat fee
- No overdraft fees
- Free debit card access and transactions
- Free direct deposit
- $50 bonus payment, after account has been opened for 90 days
- Check-free account
- Unlimited branch banking access and telephone banking access
- Free online and mobile banking with mobile deposit access
- Free banking alerts
- Free bill payment services
- No-fee electronic statement, or a flat $2 charge per month for paper statements
- FDIC insurance coverage, up to standard maximum limits