Deposit Rates

Current as of: 10/18/2022

Fees may reduce earnings

Certificate of Deposit

Term/Product Interest Rate Annual Percentage Yield
3 Month Retail CD 0.35% 0.35%
6 Month Retail CD 0.40% 0.40%
12 Month Retail CD 0.90% 0.90%
18 Month Retail CD 1.19% 1.20%
2 Year Retail CD 1.59% 1.60%
4 Year Retail CD 1.29% 1.30%
5 Year Retail CD 1.39% 1.40%
For deposits of $1,000 to $99,999
A penalty may be imposed for early withdrawal

Jumbo Certificate of Deposit

Term/Product Interest Rate Annual Percentage Yield
7 - 29 Days 0.15% 0.15%
30 - 89 Days 0.20% 0.20%
90 - 119 Days 0.40% 0.40%
120 - 179 Days 0.50% 0.50%
180-269 Days 0.65% 0.65%
270 - 365 Days 1.00% 1.00%
$100,000 to open
A penalty may be imposed for early withdrawal

Commercial Money Market Checking

Term/Product Interest Rate Annual Percentage Yield
$1 - 99,999 0.15% 0.15%
$100,000 - 999,999 0.30% 0.30%
$1,000,000 & over 0.40% 0.40%
$1,000 minimum to open
Excludes for profit corporations and partnerships

Personal Money Market Checking

Term/Product Interest Rate Annual Percentage Yield
$1 - 2,499 0.05% 0.05%
$2,500 - 9,999 0.05% 0.05%
$10,000 & over 0.30% 0.30%
$500 minimum to open.

Money Market Savings

Term/Product Interest Rate Annual Percentage Yield
$1 - 4,999* 0.05% 0.05%
$5,000 - 24,999 0.20% 0.20%
$25,000 - 99,999 0.40% 0.40%
$100,000 - 499,999 0.45% 0.45%
$500,000 - 999,999 0.50% 0.50%
$1,000,000 & over 0.60% 0.60%
$500 minimum to open personal account
$5,000 minimum to open commercial account
*Excludes Commercial Money Market savings accounts.

Statement Savings For Minors

Interest Rate Annual Percentage Yield
0.35% 0.35%
$10.00 minimum to open


Passbook Savings Or Statement Savings

Interest Rate Annual Percentage Yield
0.35% 0.35%
$100 minimum to open


Smart One

Term/Product Interest Rate Annual Percentage Yield
1 - 999 0.00% 0.00%
1,000 - 9,999 0.05% 0.05%
10,000 - 99,999 0.30% 0.30%
100,000 - 499,999 0.40% 0.40%
500,000 & Over 0.45% 0.45%
$10,000 minimum to open


Community Interest Checking

Term/Product Interest Rate Annual Percentage Yield
1 - 999 0.00% 0.00%
1,000 - 9,999 0.15% 0.15%
10,000 - 99,999 0.20% 0.20%
100,000 - 499,999 0.30% 0.30%
500,000 & Over 0.40% 0.40%
$10,000 minimum to open


Health Savings Accounts

Term/Product Interest Rate Annual Percentage Yield
0 - 999 0.08% 0.08%
1,000 - 4,999 0.20% 0.20%
5,000 - 9,999 0.45% 0.45%
10,000 + 1.20% 1.20%
$50 minimum to open





 
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Proud Sponsor of the Sonic Lunch summer concert series since 2008